Hilton Honors American Express Business Card Review 2022 in Detail

Introduction

Using Hilton Honors American Express Business Card is the only Hilton card available in a small business size among the four public through American Express. When you spend $3,000 on purchases with the card within the first three months of account opening, you'll receive 130,000 bonus points. The first three months of membership are complimentary with the Hilton Honors Business Card. A $95 annual fee on a credit card is a compelling reason to apply for one.

To maximize one's investment, cardholders should be prepared to use the Hilton points they earn to book more hotels, as other redemption options for this card yield a low value. This card also comes with access to Priority Pass lounges. American Express Business Platinum. This is a compelling reason to consider the card for people who travel frequently and don't have access to a nightclub. You get 10 annual passes worth around $400 by paying the $95 annual fee for the card. That's a discount of about a quarter of the average price for a pass.

Methodology

Quantitative options include:

• Charges.
• Interest rates.
• Benefits (including the earning rate and value).
• The value in cash of rewards and benefits.

These options are boiled down to cents and dollars. Cardholders' ability to get the most bang for their buck depends partly on the quality of the card's rates. Some of these considerations are the card's usability and rewards structure, the ability to use specific features, and whether or not the card can be used regularly or only for particular purchases. Although our star ratings serve as a general indicator of how well a card does compare to its competitors, they should not be the only consideration for a customer when making a necessary purchase like a credit card.

Eligibility For Bonus &'' Amex Application Restrictions

Those with a Hilton Business Card cannot take advantage of the welcome offer. Anyone with a current or previous Hilton Business Card is ineligible to apply for a new card. To be eligible for the bonus, you must have previously used one or more of Hilton's private credit cards but not the Hilton Business Card. I've uncovered a new resource. Even those with excellent credit can get approved in an instant with Amex. Check out Amex's general application and requirements, which include the following: Two Amex credit cards can be issued in 90 days if you meet the eligibility requirements. Up to five American Express credit cards are not uncommon at any given time.

Benefits

There are several advantages to having a Hilton Business card.

• Free Hilton Honors Gold membership. Some Hilton properties may offer complimentary food and beverages, as well as upgraded rooms if they are available. A free night's stay if you book with points, complimentary water bottles, and the option to choose your room are just a few of the perks you'll receive.
• Diamond status can only be achieved with money. To reach Diamond status with your Hilton Business Card, you'll need to spend at least $40,000 in the calendar year on the card.
• Two weekend nights of gratification. Spending $15,000 on eligible purchases with your card in a calendar year qualifies you for a free weekend night. Additionally, you'll receive a free weekend night if you use your card for eligible purchases totaling $60,000 during the calendar year. This certificate can be redeemed at any Hilton property worldwide for as long as the award is still available.
• Priority Pass(TM) Select a membership level and receive a complimentary pass. You'll receive a complimentary Priority Pass Select membership for up to ten visits per year to any Priority Pass airport lounge.

Fees and Rates

If you run a small business, the $95 annual fee of this Hilton Honors American Express Business card could be a good fit. It's essential, however, that you can afford the $95. Spending $1,320 a year in the bonus category 12X points is required to cover the annual cost of loyalty if the benefits are not worth it to you. If this is the case, using a business credit card with no annual fee may be preferable. Moreover, if your company expands internationally, you won't have to pay fees for international transactions. As a downside, there aren't any zero percent introductory APR deals that can protect you from variable APRs of up to 26%, which isn't ordinary for business cards.

Conclusion

This card has a generous sign-up bonus. The Hilton Honors American Express Business Card has a great welcome bonus that makes this card worth a closer look. There's a lot to look forward to. Among the perks of this Hilton Honors American Express Business Card are Hilton Gold status and complimentary airport lounge passes. In addition, you can use it to spend your way to the elite level and get free nights all year round. Free nights are just the beginning of what you'll find at the hotel. All of this is available for just $95 per year.